Loan Programs

As a direct private money portfolio lender, F.E. Forbes Company provides borrowers with the speed and flexibility the traditional lenders are unable to deliver in today’s lending environment. We understand real estate investors because our family has been buying and managing San Francisco bay area real estate for over 90 years’. We are a creative collateral-based lender that focuses primarily on property value, property cash-flow, and borrower income. Since 1921, F.E. Forbes has loaned well over a billion dollars of private capital to investor clients, individuals, partnerships, LLC’s, trusts, corporations and non-profits, who all understand the value of working with a trusted proven lender partner.

Loan Inquiry Submission Form

F.E. Forbes Company is a direct private money lender offering residential and commercial loans in Northern California. We originate 1st and 2nd loans on a variety of property types, with loan amounts from $50,000 to $1,500,000 and closing in 10-days or less. When our network of referring brokers work with F.E. Forbes, they know their working with a trusted creative problem solving lender, that has originated well over a billion dollars.  We value the relationship with our brokers, and make the referral application process very fast and easy.   With a limited list of application items we can most often provide a verbal lender interest.  With F.E. Forbes the broker partner always retains their client.

Loan Inquiry Submission Form

About Loans

F. E. Forbes Company offers a wide range of small balance real estate financing options with loan amounts from $50,000 to $1,500,000, for the following type of property’s located in Northern California:

  • Residential- 1-4 Units
  • Vacation Homes
  • Multifamily Apartments
  • Office Buildings
  • Mixed-Use
  • Commercial
  • Industrial
  • Assisted Living Facility
  • Self Storage Facility
  • Special Purpose (case by case)

F. E. Forbes Company offers a wide variety of private money loans, when your loan request does not meet conventional underwriting guidelines. Borrowers with less than perfect credit, foreclosure history, building vacancy issues, low cash reserves, or low debt coverage ratios are all considered. The following is a summary of loan amounts, LTV’s, and general guidelines:

  • Loan Amounts from $ 50,000 to $ 1,500,000
  • Single Family Residence and 1-4 Units up to 70% LTV
  • Purchase money and Refinance transactions for any reason
  • Corporations, LLC’s, Non-Profits, Family Trust
  • Apartments, Mixed-Use up to 65% LTV
  • Commercial & Industrial up to 65% LTV
  • Rehab and Construction loans (case by case)
  • Foreclosure, NOD, bankruptcy, bad credit
  • Second Deed of Trust loans up to 50% LTV (case by case)
  • Probate and Estate loans
  • Hypothecation loans (call for details)

F. E. Forbes Company offers a wide variety of small balance private money loan types, for the following financing option scenarios:

  • First Deed of Trust
  • Second Deed of Trust
  • Interest only loans
  • Bridge loans
  • Partially amortized loans
  • Fully amortized loans
  • Cross-collateralized multiple property loans
  • Rehab and construction loans (case by case)
  • Promissory Note Hypothecation loans (call for details)
  • Purchase of Promissory Notes, Performing and Non-Performing
We needed to complete our project and needed only a short term bridge loan to finish the building. We got the loan in days and finished our project and have all 8 units rented.
– Multi-Family Housing Developer
We needed to complete our project and needed only a short term bridge loan to finish the building. We got the loan in days and finished our project and have all 8 units rented.
– Multi-Family Housing Developer

Our Address

1795 Solano Ave
Berkeley, CA 94707

Phone Number

(510) 526-7933